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Is LASIK Surgery Covered By Insurance?

According to health insurance providers, LASIK eye surgery is often considered elective – meaning not medically necessary. Therefore, LASIK isn’t typically covered by insurance, along with other vision correction procedures. Vision insurance plans are slightly different, since they’re designed for patients with specific eye issues. These plans may include additional services and savings for laser vision correction surgery, but it varies by provider and plan, so research your own plan’s benefits and offerings.

Does My Insurance Offer a Discount on LASIK?

Some vision care plans with the larger vision insurance carriers may offer specific laser vision correction benefits, including:

  • Discounts on laser vision correction procedures
  • Higher discounts on procedures performed by in-network surgeons
  • Frame benefits for non-prescription sunglasses after vision correction surgery

Knowing what your individual plan offers can help you determine the cost associated with your LASIK procedure – and help determine whether you’re ready for the cost of LASIK surgery now or want to spend a little more time planning ahead.

Paying for LASIK at Providence Eye

HSA and FSA for LASIK

Using a health savings account (HSA) or flexible spending account (FSA) can help you pay for LASIK eye surgery by setting aside pre-taxed dollars for certain medical coverage. Depending on your income level, up to $3,600 can be set aside for approved medical expenses using an FSA or HSA. Be aware of your annual allotment – oftentimes, the money you put into your FSA or HAS must be used by the end of your employer’s benefits period. If you know you want to have LASIK eye surgery soon, start researching your HSA and FSA accounts so you can plan ahead for the timing of your surgery.

LASIK Financing

At Providence Eye, we want everyone to be able to plan for the LASIK eye surgery that is feasible for you – and our surgeons, Dr. Mozayeni and Dr. Nunnery, believe the long-term benefits of LASIK make the procedure well worth it in the long run. Providence Eye is not afraid to talk about price and you do not need to have a consultation to obtain pricing and financing options. Simply call and one of our vision coordinators will explain the entire consultation experience, review pricing, payment and financing options and can send you a follow up email!

Transparent Pricing at Providence Eye

Before you start seeking out information from your insurance provider about coverage for LASIK eye surgery, it’s important to know whether you’re a good candidate for LASIK or if there is an alternative laser vision correction procedure that is the right option for you. Getting a consultation with the LASIK surgeon who will be performing your procedure is essential – and they will be able to answer all your questions about LASIK.

During your LASIK consultation at Providence Eye, we will provide you with the pricing for your LASIK eye surgery in writing. It can be tempting to see discount LASIK advertisements and jump at a deal, but it’s good to be hesitant – they may not be using the newest, best LASIK technology or there may be hidden costs beyond the advertised price. When it comes to providing you an optimal outcome and experience, we at Providence Eye believe a personalized approach with the best technology and straightforward pricing are the way to go.

Ready to invest in your eyes to see more and live better?

Schedule a free LASIK consultation today and start planning for your LASIK eye surgery!

Ready to get started?

Schedule a Free LASIK consultation with Dr. Mozayeni